In “You Only Live Once”, Jason Vitug cleverly reimagines a classic millennial/Gen-Z maxim encouraging recklessness as one instead encouraging responsibility & mindful living. He skillfully blends core personal finance concepts and self-development ideas to help readers better manage their personal finances. Instead of foisting arcane budgeting rules (70/20/10, etc.) on readers, he poses a tougher question: what matters to you in life? He also shares actionable strategies such as mindful saving/spending, building a YOLO budget, and debt elimination techniques.